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As such, the last decade has important lessons about factors influencing the relationship between competition and concentration, which has been unexplored. Over the last few months commercial banks have been under fire for their high-loan interest rates and wide spread between their fixed deposits savings accounts and lending rates.
Commercial banks within Jamaica operated under an Oligopoly market structure because there are not many commercial banks and the decision of one affects all the others. The banks use non-price competition to compete against each other not necessarily with price but mainly through promotional strategies...
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