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The main areas that online criminals target are bank details and financial records of customers from various organisations that they can get hold of large sums of money so it is worth the risk of hacking.
Credit card fraud scheme is when u use your card to shop online, giving details of your account in order to make a purchase, from here if you are careful you can stumble upon a mimicked site that is monitored by fraudsters using a program to record the details entered and these details is then use to make transactions from the victims account into the another account of the criminal or used for purchasing items instead of gaining hard cash,
Phishing is a scheme used by fraudsters to lure online customers to fake websites so they can reveal their bank details either through a purchase or through asking them to verify their account to make sure that the accounts is still active, this had lead to 55% rise in losses from online fraud against banks totally round about 23mil for the first half of 2006...
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