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Life insurance is also a means of creating an immediate estate fro one's dependants.
According to Sneyd, (1996) life insurance is a pooling plan; an economic device through which the risk of premature death is transferred from the individual to the group. Sneyd, (1996) asserts that, the contingency insured against has certain characteristics that make it unique. Sneyd, (1996) further states that, security and protection against losses or contingencies have existed in most societies. Life insurance has existed in most societies. Furthermore, various forms of insurance products have been included over time to serve as some of the principle means of providing protection and security...
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