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Essay Details:

Subject: Business
Date: April 9, 2015
Level: University
Grade: A
Length: 8 / 2373

Essay text:

Loans are essentially periods of credit giving to an individual, company or any other organization. Van Horne and Wachovicz, Jr. (2001) note that a loan agreement is a legal agreement specifying the terms of the loan and the obligations of the borrower. Analyzing a loan request with a view of making a decision as to whether to give the loan or not, amount to give, period of repayment, mode of payment and grace period for payment and penalties for default is therefore important in order to make an effective lending decision that would result in a profitable endeavour for the lender. During the course of this presentation I would emphasize more on what things to look out for when considering a loan request to merit a positive decision and I will also discuss two fundamental aspects of loan request evaluation, which are business feasibility and borrower’s credibility...

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