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To qualify for a long term loan they would have to do a credit check to see if u has good enough credit. Character to see how u has managed other loans and what is your business experience. They will check for credit capacity which is a full credit analysis, including a detailed review of financial statements and personal finances to assess your ability to repay. You would also need collateral as a primary source of repayment. The sources of the money u are borrowing as to be larger than the amount u a borrowing. Capital assists that u own that can be turned into cash if need be. If u is confidence with the business plan and how accurate u is with the revenue and expense projections...
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