Title: Payment instruments

Essay Details

Subject: Business
Author: Charles S
Date: November 9, 2016
Level: University
Grade: A
Length: 4 / 948
No of views: 0
Essay rating: good 0, average 0, bad 0 (total score: 0)

Essay text:

Their main advantage is that pre-authorisation means they are made electronically. While declining in importance, cheques are paper-based instructions to a depositor’s ADI to pay funds to settle a transaction (or to effect a withdrawal). They can be used only where the depositor has a cheque account...

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They can be used only where the depositor has a cheque account. Their main advantage is that the depositor can make a record of the instruction. Debit cards allow their holder to settle transactions via EFTPOS machines that draw on funds in the depositor’s ADI account and to withdraw funds from ATMs...

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