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Title: Payday Lending

Essay Details

Subject: Business
Author:
Date: March 28, 2003
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Length: 6 / 1582
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Essay text:

Many borrowers do not perceive a risk in this type of lending, but there is more than one. The first risk is how easy the lenders make it easy for the borrower to get the advance. They do not do credit checks or background checks. The only thing the borrower needs is a current pay stub and a bank statement...

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They do not do credit checks or background checks. The only thing the borrower needs is a current pay stub and a bank statement. They will have their check in about 10 minutes. The employees also make it easy to flip the loan. When a borrower goes in to pay the loan they will immediately ask if they want to rewrite the check, encouraging another loan...

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