Title: Medical Savings Accounts

Essay Details

Subject: Business
Author: Mary S
Date: April 8, 2014
Level:
Grade: A
Length: 13 / 3891
No of views: 0
Essay rating: good 0, average 0, bad 0 (total score: 0)

Essay text:

Funds can be withdrawn without penalty only for medical expenses, for the purchase of health or long-term care insurance, or for other expenditures that are stipulated in the tax code. Each person owns and controls his or her account, regardless of changes in employment, and therefore has a financial incentive to make cost-effective use of health care resources...

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Each person owns and controls his or her account, regardless of changes in employment, and therefore has a financial incentive to make cost-effective use of health care resources. Coupled with high-deductible health insurance, MSAs empower cost-conscious patients in health care decision making, increasing competitive pressures to reduce health care costs...

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