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MICR was devised to allow computers to electronically read and recognize consumer and business account information for the purpose of automating check processing and to automate the debit and credit of bank accounts electronically (http://www.rosistem.ro/www/technologies/micr/). Although most people were unaware they were using it, MICR could well be considered the first electronic banking innovation used by consumers.
It is said that necessity is the "mother of invention" and that is certainly true in the case of MICR. MICR was invented in direct response to the economic boom that followed World War II...
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