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“They’re the guys who support
us strongly at the short end of the market
as well. We do enormous amounts of funding
for the bank in the local NCD and bill markets
– depending what we have in the portfolio
– because they’re happy with our name,
and they’re prepared to invest out along
St.George was also the first issuer to
respond to the draft ruling given by the
Australian Prudential Regulation Authority
(APRA) in April 2004 that it would only
approve Tier 1 securities that were treated as
equity both under the existing standards and
under the International Financial Reporting
Standards (IFRS) that took effect in January
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