Health Insurance

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Pre-written Papers:

Title: Health Insurance

Essay Details:

Subject: Social Issues

Author:

Date: February 5, 2011

Level: University

Grade: A

Length: 3 / 697

Essay text:

In comparing options for a typical Arizona family of four, I researched the following insurance providers and plans: BlueSelect of Blue Cross Blue Shield of Arizona (BCBSAZ),2 an HMO plan offered individually or at a group rate. Health Maintenance Organizations (HMOs) are an extensive network of participating physicians, hospitals and other health care professionals and facilities. You choose a primary care doctor from a list provided by the HMO and this doctor coordinates your health care. Advantages Generally, you pay fewer out-of-pocket expenses, lower co-payments and no deductibles. Disadvantages You are restricted to a designated network of providers, you must contact your primary care doctor to be referred to a specialist...

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