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Financial planners differ from money managers, who directly invest people's money as they see fit. As long as money is important to people, financial planning for the future will also be important. The question of how to keep one's money and even make it grow is extremely interesting to most people. The stock-market craze of the late 1990s and then the real estate boom of the past five years have made people think seriously about financial planning in their own lives. Suffering large losses in the stock market, many people learned one of the key commandments of financial planning: Thou Shall Diversify Your Assets! Fortunes are to be made or lost depending on how one plans financially...
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