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Many are forced into trying to fix the problem after it is fully developed. More should be done to educate all young people about financial management and debt in order to prevent them from serious and unnecessary debt.
Before you let your children swim in deep ocean waters, do you teach them how to swim first or do you let them learn as they go? Many young people leave their homes and go out into the world without basic financial education. Should the parents be responsible to steer their child in the right direction?
According to the Federal Reserve Bank over 40 % of all U.S. families spend more than they earn...
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