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Title: E-Banking

Essay Details

Subject: Business
Date: March 5, 2012
Level: University
Grade: A
Length: 15 / 4446
No of views: 0
Essay rating: good 0, average 0, bad 0 (total score: 0)

Essay text:

Where the costs of traditional retail banking have been too high, or where their distribution arrangements are inappropriate to serve low income clients, mobiles are enabling new business models that could extend access to financial services in these markets. Regulatory reform may also enable mobile banks as a group to foster the rise of new, more efficient international retail settlement networks of particular relevance to the growing population of immigrants and their demand for cross-border banking services...

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There are many formal barriers to the provision of payment and transaction services by non-banks. In the short term, current regulatory frameworks may also favour the inappropriate use of pre-paid accounts as substitutes for deposit accounts that provide consumers with greater protection. Added to these complications are formal and informal trade barriers that apply to cross-border services...

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