Credit Crisis

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Title: Credit Crisis

Essay Details:

Subject: Social Issues

Author: Ed H

Date: October 23, 2015

Level:

Grade: A

Length: 3 / 796

Essay text:

This crisis mainly involved thrifts, which used deposits received to fund their lending. These thrifts were usually Credit Unions or Saving and Loans associations. This type of lending was uncertain as it was safe when rates were stable, but rates rose in the late 1970’s resulting in problems. Since the 1930’s the US Government has been the one of the biggest influences on the mortgage market. This stems from the creation of government agencies and GSE’s designed to standardize and operate within the market. Two of the most famous GSE’s are Fannie Mae and Freddie Mac. They stand for Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation...

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