Banks and the Economy
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Title: Banks and the Economy

Essay Details:

Subject: Business
Author: Thelma L
Date: December 20, 2013
Level: University
Grade: A
Length: 3 / 897

Essay text:

This is primarily designed to protect the public interest, to encourage savings and investment by establishing an environment of economic soundness and stability, and to provide the public adequate financial information and credit without discrimination. In the United States, banks are regulated through a dual banking system; they are governed at both the state and federal level. This was designed to give the states significant control over banks, and also to ensure that banks would be treated fairly as they expanded their operations across state lines. Regulatory agencies are responsible for gathering and evaluating the information necessary to assess the true financial condition of banks to protect the public against loss due to mismanagement, embezzlement or fraud through periodic examinations and/or audits...

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