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The Healthcare system is seen not only as a safety net for members who are insured, but also as a commodity to be used not necessarily relative to actual need.
Managed care and insurance programs emerged initially offset the cost of health care in the United States by pooling groups of stakeholders together and charging each a proportional amount of the cost for their treatment. Managed care is also a way of reducing moral hazard by reducing the amount of the access patients have to gain services.
Managed care as we may recognize it started in the nineteen sixties (Campbell, Schmitz & Waller, page 4)...
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