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In October 2000, the U.S. Department of Housing and Urban Development (HUD) set forth a new rule that increased the affordable housing goals of government sponsored agencies such as Freddie Mac and Fannie Mae. In the rule, HUD identifies the subprime market as a way for Fannie Mae and Freddie Mac to meet their goals, and as an area in which more standardization can be created. A subprime loan is given to individuals who have experienced severe financial problems, are usually labeled as high risk and therefore have greater difficulty obtaining credit, especially for large purchases such as automobiles or real estate...
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Common topics in this essay:
- Countrywide & Subprime Lending Crisis
- Crisis Subprime
- India And Subprime
- Subprime Crisis
- Subprime Lending
- Subprime Mortgage Industry Collapse
- Subprime Mortgage
- Subprime mortgage
- subprime lending
- subprime mortgaging
- subprime paper
- The Collapse of the Subprime Market
- The Subprime Meltdown
- Subprime
- Subprime Meltdown
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