The resulting competition benefits the consumer of financial services since the products and services offered will have to become more efficient raising the bar to service at higher levels.
4. Check on Distortionary policies: It is argued that with CAC in place, the economy comes under vigilant watch by foreign players... Showed first 250 characters
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Check on Distortionary policies: It is argued that with CAC in place, the economy comes under vigilant watch by foreign players. Thus any distortionary policies taken by the Government will be put under extreme scrutiny and it might lead to a currency crisis if such policies elicit unfavorable responses from such international players... Showed next 250 characters
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1. Technology is influencing competition and the degree of contestability in banking.
Due to the development of technology, bank’s superiority in information is deteriorated...
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Utility is defined as the "satisfaction one get from consuming a good or service" (Colander, 2004, p.179). The utility derived from the use of wireless communications devices includes freedom from being tied to one place, the hope of increased productivity, and cost savings from free long distance...
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Table of Contents
Chapter–1– Introduction 0
Chapter–2– Internet Banking a new medium 7
Chapter--3 - International experience 19
Chapter -4 -The Indian Scenario 33
Chapter- 5- Types of risks associated with Internet banking 41
Chapter- 6- Technology And Security Standards For Internet - Banking 49
Chapter -7 - Legal Issues involved in Internet Banking 74
Chapter- 8- Regulatory and supervisory concerns 84
Chapter–9 - Recommendations 98
Annexure 1 111
Annexure 2 112
Annexure 3 113
Annexure 4 115
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Any act of performance that one party can offer another that is essentially intangible and does not result in the ownership of anything; its production may or may not be tied to a physical product...
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Impact Of Technology On Financial Services
In today’s global economy many industries have to invest heavily in Information technology in order to keep its competitive advantage and to ensure they will be able to compete with competitors who now operate within a global economy...
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Indian Retail Finance
It's hard not to get excited at the thought of India as the next big market for retail financial services. Although India consumers are starting to feel the affects of high commodity prices and the fall-out from global economic uncertainty, GDP growth remains impressive and as one of the 'BRIC' countries, India is set to become the world's third-largest economy by 2050...
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A service is a bundle of features and benefits. However these benefits have relevance to a specific target market. Hence while developing a service package it is important that the package of benefits in the service offer must have a customer perspective...